We draw upon the best resources to control claims from the onset, emphasizing a healthy return to work. Matrix integrates all disability programs — insured or self-insured, statutory and voluntary, short-term and long-term —to achieve seamless service to you and your ill or injured employees regardless of the duration of their disability.
To better facilitate an employee' s recovery and timely return to work, these programs can also be integrated with our Workers' Compensation management program and Family Medical Leave and LOA programs. In addition, we can integrate Salary Continuance with STD, Statutory Disability and LTD. For the state of CA and NJ, we can integrate with Paid Family Leave.
In those states that permit private plans and where self-insurance is desirable and feasible, we will provide guidance to the client regarding the implementation of a self-insured plan, including the preparation of employee communication, state application forms and regular reports for that state.
In those states that do not permit private plans, we will ensure that short-term plans that supplement statutory benefits are properly integrated to prevent overpayments. We administer self-insured plans in California, New York and New Jersey and can administer fully-insured plans in New Jersey and New York through Reliance Standard and First Reliance respectively, as appropriate.